The Real Estate Under the Ground: Mineral Rights and Your IRA | with Jace Graham and Horizon Trust
Greg Herlean I September 10th, 2026 I Online
Jace Graham joins Greg Herlean of Horizon Trust to explain subsurface real estate - how mineral and royalty interests work, and why self-directed IRA investors who know real estate cold have often never looked below the surface.
Key Takeaways:
What mineral rights are, and why they are not the same thing as gold or silver
How families ended up owning the minerals under land they no longer live on
What a royalty payment is and why people call it mailbox money
How mineral owners are found and how these assets get valued
The difference between betting on a new well and owning one that already produces
Why a big drilling tax write-off does not do much for you inside an IRA
What natural gas has to do with the AI data centers going up across Texas
What the process looks like when you use a self-directed IRA to invest
